Decoding the Law

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Category - Information Technology & Data Privacy

  • Finance and Banking
  • Information Technology & Data Privacy

A comment on SEC v. Ripple

August 14, 2023
by vishakhajoshi
5 min read

SEC v. Ripple1, a significant judgment favouring Cryptocurrencies, has been analysed in this article. In a major win for the Crypto platforms, Judge Analisa Torres of the United States District Court (SDNY) held that certain...

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  • Information Technology & Data Privacy

An Introduction to Digital Personal Data Protection Bill

August 9, 2023
by vishakhajoshi
4 min read

The Digital Personal Data Protection Bill, 2023 was passed in the Lok Sabha on 7th August 2023. It lays down the obligations of entities collecting and processing data along with the rights of individuals whose data is being...

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  • Finance and Banking
  • Information Technology & Data Privacy

Guidelines on Digital Lending in India

June 27, 2023
by vishakhajoshi
2 min read

What is Digital Lending? Digital Lending as defined by RBI (Reserve Bank of India) means “A remote and automated lending process, largely by use of seamless digital technologies for customer acquisition, credit...

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  • Consumer Protection
  • Information Technology & Data Privacy

Compliances for e-commerce entities under Legal Metrology Act, 2009

November 21, 2022
by vishakhajoshi
6 min read

What is the Legal Metrology Act, 2009? The Legal Metrology Act establishes and enforces standards of information to be shared on an e-commerce platform and the packaging of products. Such standards ensure that the buyer makes...

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  • Information Technology & Data Privacy
  • Technology

Decentralised Finance & its legal implications

September 28, 2022
by vishakhajoshi
3 min read

WHAT IS DEFI? Decentralized Finance (“DeFi”) refers to financial applications built on blockchain technologies, typically using smart contracts. Smart contracts are automated enforceable agreements that do not...

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  • General Legal
  • Information Technology & Data Privacy

DAO and its legal implications

August 29, 2022
by vishakhajoshi
4 min read

Decentralized Autonomous Organisation (“DAOs”) are essentially group of code that automatically execute whenever a set of criteria are met. DAOs can be referred to as governing bodies that looks after the...

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  • Information Technology & Data Privacy
  • Technology

BLOCKCHAIN – A DECENTRALISED LEDGER

August 24, 2022
by vishakhajoshi
3 min read

WHAT IS BLOCKCHAIN? A blockchain is a distributed database or ledger that is shared among the nodes of a computer network. It is a shared, immutable ledger that facilitates the process of recording transactions and tracking...

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  • Information Technology & Data Privacy

Importance of Privacy Policy

August 10, 2022
by vishakhajoshi
4 min read

What is a Privacy Policy? A Privacy Policy is a document on any/all website that tells every user how and why you’re collecting their information. It spells out how you use that data, why you use it, and if it’s shared...

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  • Information Technology & Data Privacy

Do you need Terms of Use for your website?

July 26, 2022
by vishakhajoshi
4 min read

Introduction: Terms of use are added to a website to clearly outline the rules and regulations that a user/visitor must agree to and abide by while using your website. Once accepted, it forms a binding e-contract between the...

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  • Corporate/Commercial Law
  • Information Technology & Data Privacy

NBFCs and Fintech – Restructuring the Indian credit industry

May 25, 2022
by vishakhajoshi
2 min read

Introduction Introduction of Artificial Intelligence (“AI”) and robotic process automation are providing spectacular customer services to borrowers. A research was conducted by Accenture on impact of AI on profitability...

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